Visalia Homes

                 Terrific service is priceless

  © 2006 Visalia-Homes.com All rights reserved

 Visalia Real Estate Agent

1)   Not knowing how much you can afford before you make an offer. The easiest way to avoid this mistake is to get pre-approved for a mortgage by a lender so you know in advance exactly how much you can afford.

 

2.)  Not realizing in advance who the real estate agent represents. Most people think that the agent they are working with is working for them.  But unless they are working as your buyer's agent, they represent the seller.

 

3.)  Not realizing that the wrong mortgage can cost thousands of dollars in needless interest and taxes. Check with your accountant before you make your final decision on which mortgage you are going to choose.  Your CPA will be able to tell you what the long term effects will be on your income.

 

4.)  Not discovering hidden defects before they buy a home.  One of the most expensive mistakes is also one of the easiest to avoid by having a professional pre-purchased home inspection.

 

5.)  Not knowing how much their credit can affect their ability to buy or refinance a home. Before you buy a home, many of the clouds on your credit history can be cleared up or even eliminated. Your mortgage professional can help you review and prepare your credit file in advance.

5 Top Home Buyer Mistakes